You
2.6%–3.9%
PIX.TRAVEL reference range for international card cost, before acquirer margin.
- Chargebacks and dispute handling
- Terminal rental and foreign-card declines
ACCEPT PIX01 / 10
Accept Pix. Get paid in USD.
Brazilian visitors pay from their own bank app. You receive dollars the next business day. 1.00% per approved payment.
No chargebacksT+1 in USDLive today
For US businesses welcoming Brazilian travelers.
1.00%per approved payment
Illustrative screens
THE OPPORTUNITY02 / 10
1.92 million Brazilians visited the US in 2025, spending about $9.8 billion.
1.92MBrazilian visitors in 2025
$9.8Bspent in the US, 2025
6thlargest source market for the US, 2025
178.9MPix users, Nov 2025
A stable, high-spending market in a year when total international arrivals to the US fell 5.4%.
20272.109M20282.208M
Spend per trip: approx. $5,100, PIX.TRAVEL calculation based on Panrotas. NTTO Spring 2026 forecast: 2.109M (2027), 2.208M (2028).
Sources: Panrotas, Mar 19, 2026 (2025 data); Banco Central do Brasil, Nov 2025; NTTO Spring Forecast 2026.
CARD COST03 / 10
Card payments cost more on both sides.
Your customer
7.5%–9.5%
On selected traditional credit cards, including IOF; cost varies by issuer and contract.
- Card limits can stop a large purchase
- FX pricing and fees show up on the statement
Every declined card is a sale you never see.
PIX.TRAVEL reference range: Paypers, Dec 2025, and Checkout.com, 2023 (fee components; they do not verify the 2.6%–3.9% aggregate range). 7.5%–9.5% applies to selected traditional credit cards; cost varies by issuer and contract. Source: Cartões e Viagens, Jun 2026. The 3.5% IOF also applies to Pix.
HOW IT WORKS04 / 10
Your customer pays in BRL. You receive USD, T+1.
The same Pix they use every day. No new app, no extra card, no pre-funding.
Scan the QR
Customer pays in BRL in their bank app.
Automatic KYC
Identity screening on every payment.
BRL converts to USD
Conversion and settlement via Lumx.
USD on T+1
By ACH or wire to the local business bank account.
No pre-funded balance. No new app. No extra card.
T+1 on a business day; weekends and holidays settle on the next business day. Limit: US$10,000 per transaction.
BUSINESS COST05 / 10
1.00% instead of 2.6%–3.9% before acquirer margin.
CARD · $20,000 / MONTH · 3.5%$700 / month
PIX.TRAVEL · 1.00%$200 / month
$500 less each month. $6,000 a year.
| Terms | Card terminal | PIX.TRAVEL |
|---|---|---|
| Rate | 2.6%–3.9% before acquirer margin | 1.00% per approved payment |
| Fixed fee | Varies by contract | No setup, no monthly fee |
| Settlement | Varies by acquirer | USD, T+1 on business day |
| Chargebacks | May apply | No chargebacks |
| Integration | Terminal / gateway | Checkout without integration; API and POS |
| Limit | Cardholder's card limit | Up to US$10,000 per transaction |
PIX.TRAVEL reference range per approved brief; The Paypers, Dec 2025, and Checkout.com, 2023 discuss fee components, not the aggregate range. Illustration excludes fixed fees and acquirer margin.
TRAVELER COST06 / 10
Your customer pays 5.0% + R$ 0.50, instead of 7.5%–9.5%.
IOF is not the saving: it is 3.5% on both methods. The difference is the FX spread and card fees.
Selected traditional cards
7.5%–9.5%
PIX.TRAVEL
5.0% + R$ 0.50
0%2.5%5%7.5%10%
On a $1,000 purchase, the traveler saves roughly $25 to $45.
No card limitNo pre-fundingUses their own bank balance
Cheaper for them means a better chance to complete the sale with you.
5.0% = 3.5% IOF + 1.5% FX spread. R$0.50 is a separate fixed fee. Card benchmark is for selected traditional credit cards; cost varies by issuer and contract. Source: Cartões e Viagens, Jun 2026; PIX.TRAVEL.
THE ALTERNATIVES07 / 10
Give Brazilian travelers the way they already prefer to pay.
International card
Merchant costPIX.TRAVEL reference: 2.6%–3.9% before acquirer margin; varies by acquirer.
Traveler cost7.5%–9.5% on selected traditional cards; varies by issuer and contract.
Account & pre-fundingNo new account; card limit applies.
ChargebacksChargebacks may apply.
Local USD settlementDepends on acquirer.
API / POSTerminal / gateway.
Wise / Revolut
Merchant costVaries by plan, issuer and processor; check contract.
Traveler costVaries by plan, issuer and processor.
Account & pre-fundingAccount required; funding rules vary.
ChargebacksVaries by product and flow.
Local USD settlementUSD availability varies.
API / POSNot Pix acquiring for US POS.
Pix via processors abroad
Merchant costVaries by contract; check provider.
Traveler costVaries by flow.
Account & pre-fundingVaries by provider.
ChargebacksVaries by contract.
Local USD settlementConfirm local USD settlement.
API / POSVaries by provider.
PIX.TRAVEL
Merchant cost1.00% per approved payment.
Traveler cost5.0% + R$0.50.
Account & pre-fundingNo new account, no pre-funding.
ChargebacksNo chargebacks.
Local USD settlementLocal USD, T+1.
API / POSCheckout, API and POS.
Pix Internacional: interoperability between systems, not US merchant acquiring. Private operators handle onboarding, KYC, FX, local USD settlement and support.
The traveler card-cost comparison is for selected traditional cards, not all cards. Actual costs and availability vary by issuer, plan, processor and contract. References: Cartões e Viagens (Jun 2026); The Paypers (Dec 2025); Checkout.com (2023).
READY TO OPERATE08 / 10
Live the same day. The technology is already built.
01
Sign digitally
Onboarding with the team.
02
Generate a QR in the portal
Online checkout, no integration.
03
Receive your first Pix
USD settlement the next business day.
Checkout can go live the same day; settlement is T+1 on a business day.
200M+ transactions in the StarsPay architecture case99.65% success rate in the caseGoogle Cloud in the caseAgência Bernardino: software since 2006.
GEOAMBIENTE / StarsPay reference supplied by PIX.TRAVEL, pending independent confirmation. These figures are not PIX.TRAVEL processing volume or SLA.
RUN THE NUMBERS09 / 10
See how much your business saves.
Monthly estimate
1.00% PixCard cost$700.00
PIX.TRAVEL cost$200.00
Transactions / month100
Monthly savings$500.00
Annual savings$6,000.00
Estimate. Your actual card cost depends on acquirer, card mix and contract.
What do you charge?
1.00% per approved payment. No setup fee and no monthly fee.
When do I receive the money?
In USD on T+1, the next business day. Weekends and holidays settle on the next business day.
Are there chargebacks?
No. The customer's bank approves the Pix payment.
Do I need an integration?
No. The online checkout works without integration. An API is available for websites, stores, POS and software.
What is the transaction limit?
Up to US$10,000 per transaction.
Who pays for conversion?
The traveler pays 3.50% IOF, 1.50% FX spread and R$0.50 per Pix: 5.0% + R$0.50 total. IOF is the same 3.5% as on a card; it is not a Pix advantage.
How do we start?
Send the form or call us. The online checkout can go live the same day.
Estimate. Your actual card cost depends on acquirer, card mix and contract.
NEXT STEP10 / 10
Let's get your first Pix payment live.
Tell us about your business. Our team will reply with the next steps.
Regulated banking and settlement partners in Brazil and the US. KYC and AML screening on every payment.
Sources
PIX.TRAVEL calculation based on Panrotas 2025 figures: approximately US$5,100 per trip.
GEOAMBIENTE / StarsPay architecture case — reference supplied by PIX.TRAVEL, pending independent confirmation. Not PIX.TRAVEL processing volume or SLA.